With FinFactor, you can securely connect your financial information to trusted apps and services, enabling you to secure loans, track spending, invest, and build a stronger credit score. Join millions who connect their data through FinFactor every month. We put your privacy first and handle your information with the highest standards of security and care.
Privacy Policy
We, Finfactor Technologies Private Limited (“Company”, “we”, “our”, “us”) are the owners of the finfactor.in (the “Website”). The Website showcases our product offerings (“Offerings”).
We respect data privacy rights and are committed to protecting personal information collected on this Website. This privacy policy (“Privacy Policy”) sets forth how we collect, use and protect the personal information collected on this Website
Please read this privacy policy carefully. By clicking on the consent check box, and by providing us personal information, you consent to our use of your personal information in accordance with the terms of this privacy policy. If you do not agree to this privacy policy, you may withdraw your consent or alternatively choose not to provide your personal information on the website. Such an intimation to withdraw your consent can be provided by email on hello@finfactor.in
If you are accessing the website on behalf of a third party, you represent that you have the authority to bind such third-party to the terms and conditions of this privacy policy and, in such an event your use of the website shall refer to use by such third party. If you do not have such an authority (to provide any personal information of a third party) or do not agree to the terms of this privacy policy, then you should refrain from using the website.
This Privacy Policy is an electronic record in the form of an electronic contract being compliant and construed in accordance with The Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011 under The Information Technology Act 2000 and all other applicable laws (collectively referred to as “Privacy Rules”) that require publishing of Privacy Policy for the collection, use, storage and transfer of sensitive personal data.
Definitions
“User/s”, “you”, “your” shall mean and include individuals who visit, access and/ or use the Website.
Personal Information Collected
For the purpose of this Privacy Policy, “Personal Information” means any information that relates to a natural person, which, either directly or indirectly, in combination with other information available, is capable of identifying such person means all information that can be used to personally identify a person, including but not limited to, as first and last name, home address, billing address, or other physical address, email address, contact number.
We may collect your Personal Information in the following ways:
Cookies
We may use cookies and/or similar in-house and third-party tracking tools to track user traffic patterns.
What are Cookies?
Cookies are alphanumeric files which are placed on to your device when you visit a website. It allows us to recognize your device and store some information about your preferences or past actions, analyze trends, to learn about our user base, operate and improve our Offerings and provide you with a better experience when you visit our Website.
Types of Cookies Used
As for the domain to which it belongs, there are either:
Use of Cookies
We use Personal Information captured through cookies to make your interaction with us faster and more secure. They may be used for the following purposes:
Disabling Cookies
You can decide whether to accept or not to accept cookies. You can disable the cookies by adjusting the settings on your browser (see your browser Help for how to do this). Disabling cookies may affect the functionality of our website.
Accuracy of Information
User undertakes that they shall be solely responsible for the accuracy, correctness, or truthfulness of the Personal Information shared with us whether of its own or any third party. In the event the User is sharing any Personal Information on behalf of a third person, the User represents and warrants that they have the necessary authority to share such Personal Information with the Company, obtained a written consent from such third party and the Company shall not be responsible for verifying the same. The User understands and acknowledges that such Personal Information shall be subject to the terms and conditions of this Privacy Policy.
Use of Personal Information
We use the Personal Information for the following purposes:
Disclosures
We do not sell, rent, share, distribute, lease or otherwise provide your Personal Information to third parties, without your prior consent. Keeping this in mind, we may disclose your Personal Information in the following cases:
Data Retention
We will retain User’s Personal Information as long as it is required to be retained for the purpose of provision of the Offerings. We may also retain and use User’s Personal Information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.
Security
Your Personal Information is stored on cloud infrastructure provided by third party cloud service providers. Although we provide appropriate firewalls and protections, we cannot guarantee the security of Personal Information transmitted as these systems are not hack proof. Data pilferage due to unauthorized hacking, virus attacks, technical issues is possible, and we will take necessary measures to mitigate such events.
Your Rights
You have the right to access Personal Information in our possession, right to have us rectify or modify any such Personal Information, right to have us erase/delete your Personal Information, right to restrict us from processing such Personal Information, right to object to our use of Personal Information, withdraw consent at any time where we are relying on consent to process Personal Information. Depending on the nature of the request, we may ask you to complete a Personal Information request form or seek certain details to verify the request. All requests for Personal Information will be handled within a reasonable period of time. If you would like to exercise ANY of these rights, please contact hello@finfactor.in.
Choice and Opt-Out
We may send you communications including but not limited to:
(a) notices about your use of our Website and Offerings, including those concerning violations of use,
(b) updates,
(c) promotional information regarding our Offerings, and
(d) newsletters.
You may opt out of receiving promotional emails and newsletters from us by following the unsubscribe instructions provided in those emails. Alternatively, you can opt out, at any time, by emailing hello@finfactor.in with your specific request.
Links to other Websites
Our Website may contain links to other websites/ platforms of your interest. Please note that we do not have any control over such other websites/ platforms, and you will be accessing such websites, platforms, and applications at your own risk. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such websites and platforms and those are not governed by this Privacy Policy. You should exercise caution and look at the privacy policy applicable to such websites/ platforms.
Governing Laws
This Privacy Policy shall in all respects be governed by and construed and enforced in accordance with the laws of Republic of India and the courts in Pune shall have an exclusive jurisdiction to adjudicate any subject matter under this Privacy Policy.
Changes to this Policy
Please revisit this page periodically to stay aware of any changes to this Privacy Policy, which we may update from time to time. If we modify this Privacy Policy, we will make it available through the Website and indicate the date of the latest revision. If such modifications materially alter your rights or obligations hereunder, we will make reasonable efforts to notify you of the change via email or through our Website.
Contact Us
If you have any questions or concerns or grievances regarding this Privacy Policy, or wish to withdraw your consent in relation to the processing of your Personal Information you can reach out to our appointed grievance redressal officer Manoj Alandkar via email at hello@finfactor.in.